Author
Chris Lewis
Senior Funding Advisor
Senior Funding Advisor with 12+ years helping U.S. small businesses secure working capital, lines of credit, and equipment financing.
About Chris
Chris Lewis is a Senior Funding Advisor at BizBee Funding with over 12 years of experience in commercial lending and small business finance. He has personally guided more than 3,000 business owners through the funding process, from first-time applicants to established companies refinancing existing debt.
Chris specializes in matching businesses to the right capital structure: short-term working capital, revolving lines of credit, term loans, and equipment financing. His background includes underwriting at a top-25 regional bank, broker operations at two national fintech lenders, and direct advisory work across construction, trucking, restaurants, medical, and professional-services verticals.
At BizBee, Chris leads editorial review for every published guide. Each article is fact-checked against current lender criteria, real funding timelines, and live market rates, so business owners get answers they can actually act on.
Credentials
- 12+ years in commercial lending & small business finance
- 3,000+ business funding consultations completed
- Former bank underwriter & fintech broker operations lead
- Specializes in working capital, LOCs, and equipment financing
Recent articles by Chris
MCA vs Term Loans: Which Funding Option Fits You?
Compare merchant cash advances and term loans side by side, cost, speed, cash flow impact, qualification, and when each one actually makes sense for a growing business.
Improve Your Business Credit Score in 90 Days
A practical 90-day plan to strengthen business credit, clean up underwriting red flags, and improve your odds of getting better funding terms, from someone who reviews these files daily.
Bank vs Fintech Lenders: Why Fintechs Approve More
Banks reject many good businesses for structural reasons, not because the business is failing. Here is why fintech and alternative funding providers often say yes when banks say no.
Construction Equipment Financing: Add Capacity Smartly
A contractor's guide to equipment financing, lease vs. buy, qualification signals, real cost analysis, and how to protect working capital while scaling your fleet.
Revenue-Based Financing: When Flexible Repayment Helps
A clear guide to revenue-based financing, how it works, who it fits, when flexible repayment is smarter than rigid debt, and when it is not the right answer.
5 Cash Flow Mistakes That Quietly Kill Small Businesses
The most dangerous cash flow mistakes are not dramatic. They are recurring habits that slowly weaken approvals, margins, and operating stability, until a crisis forces action.